What is Title Insurance?

For most Americans, their home is the single largest financial investment they ever make.  Title Insurance protects the ownership interest in your home.  Title Insurance is designed to protect the parties involved in a real estate transaction.  It helps the parties determine their rights and interests in the property, as well as assuring the land transfer is expeditious and secure.

Title Insurance protects the ownership interest in your home. 

In Ohio, all matters affecting ownership and other interest in real estate are entered in public records.  Before a transaction is completed, a title search of the records can be made in an effort to locate potential problems so that they can be rectified and the sale can proceed.  Title Insurance prevents loss by eliminating risks caused by title problems arising from past events.

With other types of insurance, an annual premium is usually paid to continue coverage.  Title insurance, on the contrary, is a one-time fee paid at closing.  You are covered under the policy for as long as you own your home.

You are covered as long as you own your home.